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Rohit Raj
Rohit Raj

Posted on • Originally published at rohitraj.tech

Razorpay vs Stripe for Indian MVPs in 2026 — Real Cost on a 100-User Month

Originally published on rohitraj.tech

Razorpay charges 2% on cards and 0% on UPI for Indian MVPs; Stripe charges 4.3% plus GST plus cross-border 3% on the same volume. Here is the actual rupee math from MyFinancial production.


Read the full version with code samples, diagrams, and architecture details: Razorpay vs Stripe for Indian MVPs in 2026 — Real Cost on a 100-User Month

More engineering notes: rohitraj.tech/en/notes

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